Medicare Advantage
What is a Medicare Advantage Plan?
Medicare Advantage, also known as Medicare Part C, is a plan provided by private insurance companies with the help from subsidies provided by the government so that the insurance company can design network based plans at a various premiums.
These plans are typically designed with copays and coinsurance as a form of cost share that the client would assume when receiving care. Most plans may offer additional benefits at no additional cost to you.
So let's take a closer look at Medicare Advantage Plans.
Medicare Advantage Upside:
The plan covers everything traditional Medicare covers (hospital insurance and medical insurance) as well as emergency and urgent care
Most plans also include prescription drug coverage
Your eligibility isn’t affected by health or financial status
Many plans may offer additional benefits, including dental, vision, and hearing
Many are offered with zero premiums
Medicare Advantage Down Side:
You may be restricted to certain doctors in your network (unless it’s an emergency)
Switching to Medigap later may require answering underwriting health questions
Plan benefits can change from year to year
You may be subject to deductibles and higher out of pocket maximums
See Which Plans
Are In Your Area Today
What kind of plans can I choose from?
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.
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